SPC Credit Union


Loan Rates
Loans

 

  Approx. Term
(Months)

Annual Percentage Rate
As Low as

NEW AUTOS    
   48  2.99%*
   60  3.99%*
   72  4.99%*
PREMIUM AUTOS
(less than 48,000 miles)              
   
   48  4.99%*
   60  4.99%*
   72  5.99%*
USED AUTOS
(greater than 48,000 miles)
   
   48  6.75%*
   60  6.95%*

 

Loan Type

Annual Percentage Rate
As Low as

New Boats, Motor Homes, Motorcycles & Recreational Vehicles
 6.50%*
Used Boats, Motor Homes, Motorcycles & Recreational Vehicles  8.00%*

 

Loan Type

Annual Percentage Rate
As Low as

Personal Loans and Lines of Credit
(greater than $1,000)
8.50%*

Rates effective May 15, 2016

 *Annual Percentage Rate.  Rates may vary from 2.99% - 15.99% APR on new or used vehicles with 48,000 miles or less as of October 1, 2016.  Rates determined based on individual credit worthiness.  Current SPC auto loans do not apply.  **Visit spccu.org/loans for more information about Credit Union Direct Lending


VISA Rates
Rates effective December 18, 2014*
VISA Credit Cards Annual Percentage Rate
VISA Classic Card 11.90%
VISA Platinum Card 9.90%

Other Loans & Real Estate

Share, Share Certificate & Stock Secured Loans 
Contact the Loan Department for Current Rates

Real Estate Loans 
Contact the Mortgage Department for Current Products and Rates




*Individual Rates determined based upon borrower's credit history and Credit Union underwriting standards.   Terms and conditions subject to change without notice. Ask a loan officer for information and criteria.



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