| Account Type |
Minimum Balance to Obtain APY |
Dividend Rate |
Annual Percentage Yield |
| **6 Month Share Certificate |
$1,000 |
0.40% |
0.40% |
| |
|
|
|
| **9 Month Share Certificate |
$50,000 |
0.50% |
0.50% |
| **12 Month Share Certificate |
$1,000 |
0.499% |
0.50% |
| **18 Month Share Certificate |
$1,000 |
0.60% |
0.60% |
| **30 Month Share Certificate |
$1,000 |
0.80% |
0.80% |
| **48 Month Share Certificate |
$1,000 |
1.19% |
1.20% |
| **6 Month IRA Share Certificate |
$1,000 |
0.40% |
0.40% |
| **12 Month IRA Share Certificate |
$1,000 |
0.499% |
0.50% |
| **18 Month IRA Share Certificate |
$1,000 |
0.60% |
0.60% |
| **30 Month IRA Share Certificate |
$1,000 |
0.80% |
0.80% |
| **48 Month IRA Share Certificate |
$1,000 |
1.19% |
1.20% |
Updated rate as of March 13, 2012