SPC Credit Union


News & Events
New & Improved SPC Mobile App!

 

Our updated Mobile Banking App is now available for download.
The features of our latest update include:
  • New and improved design
  • Intuitive and easier navigation
  • Touch optimized screens and controls
  • Remember me login
  • And more!
SPC Mobile* will still have these great features:
  • View your account balances and history
  • Transfer money between savings, checking and shared accounts
  • Pay bills quickly with Bill Pay**
  • Make loan payments
  • PopMoney - person-to-person payment
  • Branch and ATM locations
  • View current rates
  • And more!
Download our App from the Apple Store or Google Play.*** Search for “SPC Mobile” or "SPC Credit Union" and download. Then enter your NetBranch login name or number for Username to get started. 
 For a complete list of approved devices, click here.
 *Enrollment in NetBranch is required to use this product.
**Bill Pay is an optional service.  SPC Bill Pay is provided at no charge for the first two months. Bill pay users must remain active by processing at least one bill per monthly billing period to avoid a $5.95 maintenance fee. Additional fees may apply.
***Message and data rates may apply.
 

Time to Ride 1.99% Auto Rate!

 It’s “Time to Ride” with a perfect auto rate from SPC!

 
·       Save money – rates as low as 1.99% APR*
·       Save time – Apply online at www.spccu.org or;
·       Close your loan at the dealership with one of our preferred dealers**
·       Terms up to 72 months 
·       Up to 100% MSRP or NADA Retail Value
·       Convenient auto payment options
What are you waiting for? Purchase your dream car or refinance an existing loan to take advantage of this offer. 
 
Want to know your payment? Try out our easy payment calculator by clicking here.
 
Apply online by clicking here or contact a Financial Service Representative at 843-332-4506 or 800-249-8459 for more information.
 
*Annual Percentage Rate.  Rates may vary from 1.99% - 15.99% APR on new or used vehicles with 48,000 miles or less from May 15 – July 31, 2016.  Rates determined based on individual credit worthiness.  Current SPC auto loans do not apply.  **Visit spccu.org/loans for more information about Credit Union Direct Lending
 

 


Got Any As?

 

 

 KID’S CLUB MEMBERS AGES 6 TO 12!

Bring your report card into any branch location to trade in your ‘A’s for cash! From May 23 through June 17, SPC will deposit $2.00 into Savasaurus accounts for each year-end cumulative A*.

At SPC, it pays to be a good student! 

*Available for 1st grade and above. Ages 6 - 12 years old. Maximum credit is $10.00 per individual member. ‘A’ is defined as a year-end grade of 93 or above.

 


EMV Chip Cards Coming to SPC!

 

Your SPC Anytime Visa™ Debit card will soon be upgraded with advanced EMV micro-chip technology with enhanced fraud protection, providing an additional layer of security for your transactions.

All SPC Credit Union Anytime Visa™ Debit cards are being reissued with EMV micro-chip technology regardless of their current expiration date. Upon receipt of your new card, please destroy your previous card and activate your new card immediately.

Using your updated card is easy! You simply insert the chip end of the card into the retailer's card reader and it will prompt you to remove your card at the appropriate time. In addition to the embedded micro-chip, cards also have a magnetic strip on the back so you can continue to make purchases at retailers who do not yet have EMV micro-chip terminals.

Our investment in EMV micro-chip technology is just one of the ways we're continuing to provide the secure products and services you need to conveniently manage your finances.

FAQ & Questions about EMV Chip Cards:

What is EMV?

EMV stands for Europay, MasterCard, Visa. It is a global standard for cards equipped with computer chips and the technology used to store and protect cardholder data.
What is an EMV micro-chip card?
An EMV micro-chip card contains both a magnetic strip and an embedded micro-chip. The chip helps reduce fraud by making it more difficult to duplicate the card or make purchases without authorization. Micro-chip cards are already in use around the world.
Why is EMV being implemented?
Current magnetic strip cards can be easily copied (skimmed) with inexpensive card reading devices allowing criminals to reproduce counterfeit cards. The use of EMV micro-chip cards is expected to significantly reduce credit card fraud.
How do I make micro-chip card transactions?
At retailers with chip terminals, insert your card into the card reader and follow the prompts on the terminal or pin pad to enter your Personal Identification Number (PIN) or provide your signature. At retailers without chip terminals, you should swipe your card and sign as you do currently. You can also continue to use your card as you did before for online purchases, payments and at the ATM.
Are there any additional fees associated with the EMV micro-chip card?
No, these security enhancements are provided by SPC Credit Union at no cost to you.
I have recurring payments set up with several merchants using my SPC Credit Union credit card. So I need to contact these merchants?
Your new credit card will have a new expiration date and CVV (the 3-digit number on the back of your card). It is recommended that you contact these merchants so your recurring payments will continue without interruption.
I have other questions about my new card. Where can I get help?
Call us at 843-332-4506 OR 800-249-8459 or visit your local branch.

SPC Credit Union Announces New CEO

 As of January 1, 2016, Linda Weatherford has assumed the role of President and Chief Executive Officer of SPC Credit Union. Linda’s extensive involvement with the credit union movement, and her years of experience at all levels of the industry will bring continued positive growth to SPC.

Linda has served as the Director of Marketing & Business Development with SPC since April 2004. She has more than 29 years of credit union experience, having served as CEO of Health Facilities Federal Credit Union in Florence from 1994-2004, and worked with Dixie's Federal Credit Union from 1987-1994. She is a member of the Carolinas Credit Union League Board of Directors, where she currently serves as Vice-Chair and Chairman of the SC Governmental Affairs Committee. Linda has also served on the Pee Dee Harvest Hope Food Bank Advisory Board and McLeod Children’s Hospital Advisory Board. She is an active volunteer of SPC’s Care2Share Employee giving campaign, which supports The United Way and other local non-profits. 
“We are fortunate at SPC to have Linda Weatherford step into the role of President and CEO. She has a solid background of knowledge and experience that includes serving in a similar role at a sister credit union,” said Travis Walters, Chairman, SPC Board of Directors. “In addition to her business competency, Linda possesses tremendous integrity, vision and faith in God. She is passionate about the credit union movement and how we can help others, especially the underserved in our communities.”
SPC Credit Union has served their local communities since 1941; under the principle of providing a means by which people could save, borrow, and eventually purchase a home. Since then, they have grown to over 20,000 members throughout Darlington, Florence & Marlboro Counties; offering a full suite of financial products to meet all of your banking needs. SPC remains a strong and stable financial institution with a commitment to create a rewarding experience for its member/owners and employees.
“I am honored to have the opportunity to work alongside the incredible team at SPC”, said Linda. “We are fortunate to have a rich history, serving the local community for the past 75 years. I look forward to building upon that legacy to create a competitive financial resource for our existing and future members, and making a real difference in the communities we serve.”




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